There are different kinds of risk, though. Someone who might be a 10 in one type of risk might be a 2 in another. That would be a much more interesting study.
my skiing and biking have pretty different risk acceptance levels, as an example.
and with that being said, I think I'm all over the map. In general, likely above the average.
however I've done stuff at would (IMO - and some others) that could push me to ten, meanwhile I've been in situations in which I assess the risks and think, "not this time". So I could end up pretty low.
As I've matured (gotten older) my risk levels have dropped in general. I'm still pretty risky in certainly types of things. My wife has also helped keep me in check and in the last few years I've started to change my attitude towards death. Yes we're all going to die some day, but now I don't do as many stupid things with the thinking of "so what if I die?" Now I reflect and think of how much I'd like to stick around longer to enjoy life and don't try doing some things that I may have done 10 years ago.
I think money also keeps me in check. While I believe I'm a little more on the risky side than most, my ability to do risky things is limited by income. How... well, if I had a sport car (WRX) I might expose myself to more risk than not. If I had money to take more trips, these would be trips that would expose me to more risky things. If I had more money, I could add a few more hobbies to my list.
Location also plays a factor.
Skiing on a 900 verticle foot mountain is a very different risk factor than say a 9000 verticle foot mountain.
If I had such terrain in my backyard, my risk exposure would increase.
I would also be curious to understand what we take as "risk tolerance"
some people do "risky" things knowing they have the skill to likely do it, while others try something "risky" because it's a thrill if they manage to do it, although they may not have the skill to get it done.
Is there a difference between just being stupid (stupid risk) and calculated risk?