I would have got her to pay for everything. Repairs, loaner car, you name it. Why should an oldie get a "pass"? Would you have been so kind if it was a snot nosed teenager or a younger driver?
That's a good question. I gave the old girl a pass not because of her age but because the damage which was so slight, definitely NOT worth putting up with the hassle of an insurance claim. After I fixed it with a touch-up pen it isn't visible even up close.
I think I would've done the same for a younger driver, but I might've been a bit angrier.
What we really need is a fair, reliable way to get unsafe older drivers off the road while preserving their
dignity and independance. The DriveAble program is great on paper, in practice it's a farce. Just taking licenses away isn't the answer.