I bought a Rabbit/Golf new in Feb '07. It has 65k on it now and although it has never left me stranded, the thing is a rattlebox to the infinite degree. It also spent 5 weeks in the shop for electrical issues. I may buy another when this lease is over, but it would definately be for a shorter lease (36 months instead of 48).
My son's 2007 Rabbit, well documented on this site, was so bad VW Canada bought it back on the condition he buy a 2008 which he did and then sold it. Traded it towards an FJ Cruiser which later caught fire.
Two separate cars, new, from two separate manufacturers, both rated "far better than average" reliability-wise, in three years, and both of them are now dead? Are you SURE it's the cars themselves that are the problem?
Nathan, rattles in the MkV Golf are far from unheard of. But Consumer Reports' rating scheme gives rattles (aka "body integrity") very little weight when ranking reliability. Another car company which really does well as a consequence is Subaru...the mechanicals tend to be solid, but in my experience and from talking with other people, very frequently they're rattle-traps after five years.