That Autograph thing sounds horrible!
Sounds horrible why? If you're just commuting or using the car a few times a week it makes sense. It you're driving like you are qualifying for the Indy 500, it might not be such a good idea...since I'd assume it has some sort of GPS dealio in it....but something that saves $800 year can't be all that bad for some people...
Slippery slope and all that. Once it's accepted by a few early adopters it won't be long before something like that becomes mandatory for everyone. "What? You don't want us to track your movements? Sorry, but we're not interested in insuring you at all then. And good luck finding affordable insurance from any of our equally-greedy competitors either."
Seriously, having my insurance company track when and where I drive my car is just one small step removed from hell. I would hope that such stuff would be illegal. ![No No :nono:](https://www.autos.ca/forum/Smileys/CarTalk/nono.gif)
It's your choice if you want to submit that information or not. If you don't your insurance won't drop, if you do... you'll get at least 5% off every 6 months. They also say you're insurance will never increase and that the information will not be used against you.
And there's no GPS on that little thing, it records your speed from the ECU, but I do think it has its on timer/clock.
I'd never have anything in the car that recorded anything. Insurance companies look for any little thing not to pay out, and ECU/GPS tracking would be the first place so they could say, "ooh you were 10kph over the limit, that means you were driving illegally and therefore not covered..."
Anyway, an update. I got some quotes near the $3.5K mark which were a bit of a shock, then tried TD who have a deal through work. I gave them my UK history which they have taken into account (and I think there is also an employee discount deal with my employer) and came back with a quote of circa $1800! Result! It's still high but will come down in time.
Much happier with that quote, and thanks for all the advice everyone, the forum wins again!!
![Dancy Banana :banana:](https://www.autos.ca/forum/Smileys/CarTalk/banana.gif)
Haven't got the car yet, will let you know on that front...