Topic: Porsche buying thread

[Railton]

Looking into this - i'm intrigued.

Says "Primary insurance has to be provided by the customer". Does that mean it should be covered by my existing policy/credit card? I'm pretty sure either one has a maximum vehicle value stipulation.

I believe so but I'll have to dig into the details. Plus, I just remembered there is a $5000 hold / deposit on your credit card.

If you have the rental car insurance rider that's good but the Ins. co. puts a limit to the value of the rental car.
I forget the number but I think it is only about $50K US. I also remember that they use to say trucks were void. Not a concern in this case.
Railton

[Hannibalsmith]

Looking into this - i'm intrigued.

Says "Primary insurance has to be provided by the customer". Does that mean it should be covered by my existing policy/credit card? I'm pretty sure either one has a maximum vehicle value stipulation.

I believe so but I'll have to dig into the details. Plus, I just remembered there is a $5000 hold / deposit on your credit card.

If you have the rental car insurance rider that's good but the Ins. co. puts a limit to the value of the rental car.
I forget the number but I think it is only about $50K US. I also remember that they use to say trucks were void. Not a concern in this case.
Railton

Texted them the question and here is the answer (they replied right away):

Insurance is included with all Porsche Drive Subscriptions. All approved drivers are covered by Porsche Drive insurance policy. Policy highlights:
- $1,000,000 liability coverage (combined single limit)
- $300,000 uninsured motorist (combined)
- $2,000 medical payments to offset any out of pocket or deductible costs

Can't believe how responsive they are...pretty good

[PoweredSilenceGT]

Looking into this - i'm intrigued.

Says "Primary insurance has to be provided by the customer". Does that mean it should be covered by my existing policy/credit card? I'm pretty sure either one has a maximum vehicle value stipulation.

I believe so but I'll have to dig into the details. Plus, I just remembered there is a $5000 hold / deposit on your credit card.

If you have the rental car insurance rider that's good but the Ins. co. puts a limit to the value of the rental car.
I forget the number but I think it is only about $50K US. I also remember that they use to say trucks were void. Not a concern in this case.
Railton

Texted them the question and here is the answer (they replied right away):

Insurance is included with all Porsche Drive Subscriptions. All approved drivers are covered by Porsche Drive insurance policy. Policy highlights:
- $1,000,000 liability coverage (combined single limit)
- $300,000 uninsured motorist (combined)
- $2,000 medical payments to offset any out of pocket or deductible costs

Can't believe how responsive they are...pretty good

Thanks for following up, but I thought you got (and what i'm interested in) is the Porsche Drive - Rental as opposed to the Porsche Drive - Subscription, the former does not include insurance.

[Hannibalsmith]

Looking into this - i'm intrigued.

Says "Primary insurance has to be provided by the customer". Does that mean it should be covered by my existing policy/credit card? I'm pretty sure either one has a maximum vehicle value stipulation.

I believe so but I'll have to dig into the details. Plus, I just remembered there is a $5000 hold / deposit on your credit card.

If you have the rental car insurance rider that's good but the Ins. co. puts a limit to the value of the rental car.
I forget the number but I think it is only about $50K US. I also remember that they use to say trucks were void. Not a concern in this case.
Railton

Texted them the question and here is the answer (they replied right away):

Insurance is included with all Porsche Drive Subscriptions. All approved drivers are covered by Porsche Drive insurance policy. Policy highlights:
- $1,000,000 liability coverage (combined single limit)
- $300,000 uninsured motorist (combined)
- $2,000 medical payments to offset any out of pocket or deductible costs

Can't believe how responsive they are...pretty good

Thanks for following up, but I thought you got (and what i'm interested in) is the Porsche Drive - Rental as opposed to the Porsche Drive - Subscription, the former does not include insurance.

I did and you're right. I asked to clarify and yes for the rental service you need to get your own insurance. Now I'll have to call my insurance company and see what I have available on my credit card.

[Hannibalsmith]

So, just checking what is covered under my credit card and here are the exclusions.

Lol, check out #10. So much for renting that Bricklin using my Visa 

The following vehicles are not covered:
1. Vans, cargo vans or mini cargo vans (other than mini-vans);
2. Trucks, pick-up trucks or any vehicle that can be spontaneously reconfigured into a pick-up truck;
3. Limousines;
4. Off-road vehicles – meaning any vehicle used on roads that are not publicly maintained roads unless used to ingress and egress private property;
5. Motorcycles, mopeds or motor bikes;
6. Trailers, campers, recreational vehicles or vehicles not licensed for road use;
7. Vehicles towing or propelling trailers or any other object;
8. Mini-buses or buses;
9. Any vehicle with a Manufacturer’s Suggested Retail Price (MSRP) excluding all taxes, over $65,000 CDN;
10. Exotic vehicles – meaning vehicles such as Aston Martin, Bentley, Bricklin, Daimler, DeLorean, Excalibur, Ferrari, Jensen, Lamborghini, Lotus, Maserati, Porsche, Rolls Royce;
11. Any vehicle which is either wholly or in part hand made, hand finished or has a limited production of under two thousand, five hundred (2,500) vehicles per year;
12. Antique vehicles, meaning a vehicle over twenty (20) years old or which has not been manufactured for ten (10) years or more; and
13. Tax-free cars.

Luxury vehicles, including but not limited to BMW, Cadillac, Lincoln and Mercedes Benz, are covered as long as they meet the above requirements.

[OliverD]

Wow, that is quite restrictive.

[quadzilla]

Looking forward to your updates/reviews once you get into some cars. This is exciting.

2. Trucks, pick-up trucks or any vehicle that can be spontaneously reconfigured into a pick-up truck;

What vehicle can be spontaneously reconfigured into a pick-up truck?

[OliverD]

Looking forward to your updates/reviews once you get into some cars. This is exciting.

2. Trucks, pick-up trucks or any vehicle that can be spontaneously reconfigured into a pick-up truck;

What vehicle can be spontaneously reconfigured into a pick-up truck?

[HeliDriver]

I plan to use this as a way to test drive various modern Porsches to see what they are all about, and have a day date with the wife.

If you can do both, lucky for you!

With my wife in the car, all I’d be able to test is whether it can keep pace with a minivan from a stop, and how it corners at four tenths. Hell, maybe three tenths.

If you take a corner faster than is posted on the yellow sign, the car will flip over and explode, don’t you know.  

[Great_Big_Abyss]

Looking forward to your updates/reviews once you get into some cars. This is exciting.

2. Trucks, pick-up trucks or any vehicle that can be spontaneously reconfigured into a pick-up truck;

What vehicle can be spontaneously reconfigured into a pick-up truck?

The Chevy Avalanche and Escalade EXT.

[Hannibalsmith]

I plan to use this as a way to test drive various modern Porsches to see what they are all about, and have a day date with the wife.

If you can do both, lucky for you!

With my wife in the car, all I’d be able to test is whether it can keep pace with a minivan from a stop, and how it corners at four tenths. Hell, maybe three tenths.

If you take a corner faster than is posted on the yellow sign, the car will flip over and explode, don’t you know.

Lol...though my limits are not much beyond that either...

[Railton]

So, just checking what is covered under my credit card and here are the exclusions.

Lol, check out #10. So much for renting that Bricklin using my Visa 

The following vehicles are not covered:
1. Vans, cargo vans or mini cargo vans (other than mini-vans);
2. Trucks, pick-up trucks or any vehicle that can be spontaneously reconfigured into a pick-up truck;
3. Limousines;
4. Off-road vehicles – meaning any vehicle used on roads that are not publicly maintained roads unless used to ingress and egress private property;
5. Motorcycles, mopeds or motor bikes;
6. Trailers, campers, recreational vehicles or vehicles not licensed for road use;
7. Vehicles towing or propelling trailers or any other object;
8. Mini-buses or buses;
9. Any vehicle with a Manufacturer’s Suggested Retail Price (MSRP) excluding all taxes, over $65,000 CDN;
10. Exotic vehicles – meaning vehicles such as Aston Martin, Bentley, Bricklin, Daimler, DeLorean, Excalibur, Ferrari, Jensen, Lamborghini, Lotus, Maserati, Porsche, Rolls Royce;
11. Any vehicle which is either wholly or in part hand made, hand finished or has a limited production of under two thousand, five hundred (2,500) vehicles per year;
12. Antique vehicles, meaning a vehicle over twenty (20) years old or which has not been manufactured for ten (10) years or more; and
13. Tax-free cars.

Luxury vehicles, including but not limited to BMW, Cadillac, Lincoln and Mercedes Benz, are covered as long as they meet the above requirements.

So, as I was saying -  pretty much restricted as the same additional Ins Co. on your policy.
Railton

[Hannibalsmith]

So, just checking what is covered under my credit card and here are the exclusions.

Lol, check out #10. So much for renting that Bricklin using my Visa 

The following vehicles are not covered:
1. Vans, cargo vans or mini cargo vans (other than mini-vans);
2. Trucks, pick-up trucks or any vehicle that can be spontaneously reconfigured into a pick-up truck;
3. Limousines;
4. Off-road vehicles – meaning any vehicle used on roads that are not publicly maintained roads unless used to ingress and egress private property;
5. Motorcycles, mopeds or motor bikes;
6. Trailers, campers, recreational vehicles or vehicles not licensed for road use;
7. Vehicles towing or propelling trailers or any other object;
8. Mini-buses or buses;
9. Any vehicle with a Manufacturer’s Suggested Retail Price (MSRP) excluding all taxes, over $65,000 CDN;
10. Exotic vehicles – meaning vehicles such as Aston Martin, Bentley, Bricklin, Daimler, DeLorean, Excalibur, Ferrari, Jensen, Lamborghini, Lotus, Maserati, Porsche, Rolls Royce;
11. Any vehicle which is either wholly or in part hand made, hand finished or has a limited production of under two thousand, five hundred (2,500) vehicles per year;
12. Antique vehicles, meaning a vehicle over twenty (20) years old or which has not been manufactured for ten (10) years or more; and
13. Tax-free cars.

Luxury vehicles, including but not limited to BMW, Cadillac, Lincoln and Mercedes Benz, are covered as long as they meet the above requirements.

So, as I was saying -  pretty much restricted as the same additional Ins Co. on your policy.
Railton

Yup. I'll have to call my insurance company and see what if anything they have available. Damn I thought this was going to be straightforward...

[OliverD]

Looking forward to your updates/reviews once you get into some cars. This is exciting.

2. Trucks, pick-up trucks or any vehicle that can be spontaneously reconfigured into a pick-up truck;

What vehicle can be spontaneously reconfigured into a pick-up truck?

The Chevy Avalanche and Escalade EXT.

Those are already pickup trucks. 

[Hannibalsmith]

So, just checking what is covered under my credit card and here are the exclusions.

Lol, check out #10. So much for renting that Bricklin using my Visa 

The following vehicles are not covered:
1. Vans, cargo vans or mini cargo vans (other than mini-vans);
2. Trucks, pick-up trucks or any vehicle that can be spontaneously reconfigured into a pick-up truck;
3. Limousines;
4. Off-road vehicles – meaning any vehicle used on roads that are not publicly maintained roads unless used to ingress and egress private property;
5. Motorcycles, mopeds or motor bikes;
6. Trailers, campers, recreational vehicles or vehicles not licensed for road use;
7. Vehicles towing or propelling trailers or any other object;
8. Mini-buses or buses;
9. Any vehicle with a Manufacturer’s Suggested Retail Price (MSRP) excluding all taxes, over $65,000 CDN;
10. Exotic vehicles – meaning vehicles such as Aston Martin, Bentley, Bricklin, Daimler, DeLorean, Excalibur, Ferrari, Jensen, Lamborghini, Lotus, Maserati, Porsche, Rolls Royce;
11. Any vehicle which is either wholly or in part hand made, hand finished or has a limited production of under two thousand, five hundred (2,500) vehicles per year;
12. Antique vehicles, meaning a vehicle over twenty (20) years old or which has not been manufactured for ten (10) years or more; and
13. Tax-free cars.

Luxury vehicles, including but not limited to BMW, Cadillac, Lincoln and Mercedes Benz, are covered as long as they meet the above requirements.

So, as I was saying -  pretty much restricted as the same additional Ins Co. on your policy.
Railton

Yup. I'll have to call my insurance company and see what if anything they have available. Damn I thought this was going to be straightforward...

So called my insurance company. For $45 / year they can increase my coverage for rental cars from $50,000 to $100,000, no make / model restrictions.

I guess for now I'm only renting 718s...maybe for the best

[Railton]

So, just checking what is covered under my credit card and here are the exclusions.

Lol, check out #10. So much for renting that Bricklin using my Visa 

The following vehicles are not covered:
1. Vans, cargo vans or mini cargo vans (other than mini-vans);
2. Trucks, pick-up trucks or any vehicle that can be spontaneously reconfigured into a pick-up truck;
3. Limousines;
4. Off-road vehicles – meaning any vehicle used on roads that are not publicly maintained roads unless used to ingress and egress private property;
5. Motorcycles, mopeds or motor bikes;
6. Trailers, campers, recreational vehicles or vehicles not licensed for road use;
7. Vehicles towing or propelling trailers or any other object;
8. Mini-buses or buses;
9. Any vehicle with a Manufacturer’s Suggested Retail Price (MSRP) excluding all taxes, over $65,000 CDN;
10. Exotic vehicles – meaning vehicles such as Aston Martin, Bentley, Bricklin, Daimler, DeLorean, Excalibur, Ferrari, Jensen, Lamborghini, Lotus, Maserati, Porsche, Rolls Royce;
11. Any vehicle which is either wholly or in part hand made, hand finished or has a limited production of under two thousand, five hundred (2,500) vehicles per year;
12. Antique vehicles, meaning a vehicle over twenty (20) years old or which has not been manufactured for ten (10) years or more; and
13. Tax-free cars.

Luxury vehicles, including but not limited to BMW, Cadillac, Lincoln and Mercedes Benz, are covered as long as they meet the above requirements.

So, as I was saying -  pretty much restricted as the same additional Ins Co. on your policy.
Railton

Yup. I'll have to call my insurance company and see what if anything they have available. Damn I thought this was going to be straightforward...

So called my insurance company. For $45 / year they can increase my coverage for rental cars from $50,000 to $100,000, no make / model restrictions.

I guess for now I'm only renting 718s...maybe for the best

Is that $45 over and above the additional rental car rider?
Railton

[Hannibalsmith]

So, just checking what is covered under my credit card and here are the exclusions.

Lol, check out #10. So much for renting that Bricklin using my Visa 

The following vehicles are not covered:
1. Vans, cargo vans or mini cargo vans (other than mini-vans);
2. Trucks, pick-up trucks or any vehicle that can be spontaneously reconfigured into a pick-up truck;
3. Limousines;
4. Off-road vehicles – meaning any vehicle used on roads that are not publicly maintained roads unless used to ingress and egress private property;
5. Motorcycles, mopeds or motor bikes;
6. Trailers, campers, recreational vehicles or vehicles not licensed for road use;
7. Vehicles towing or propelling trailers or any other object;
8. Mini-buses or buses;
9. Any vehicle with a Manufacturer’s Suggested Retail Price (MSRP) excluding all taxes, over $65,000 CDN;
10. Exotic vehicles – meaning vehicles such as Aston Martin, Bentley, Bricklin, Daimler, DeLorean, Excalibur, Ferrari, Jensen, Lamborghini, Lotus, Maserati, Porsche, Rolls Royce;
11. Any vehicle which is either wholly or in part hand made, hand finished or has a limited production of under two thousand, five hundred (2,500) vehicles per year;
12. Antique vehicles, meaning a vehicle over twenty (20) years old or which has not been manufactured for ten (10) years or more; and
13. Tax-free cars.

Luxury vehicles, including but not limited to BMW, Cadillac, Lincoln and Mercedes Benz, are covered as long as they meet the above requirements.

So, as I was saying -  pretty much restricted as the same additional Ins Co. on your policy.
Railton

Yup. I'll have to call my insurance company and see what if anything they have available. Damn I thought this was going to be straightforward...

So called my insurance company. For $45 / year they can increase my coverage for rental cars from $50,000 to $100,000, no make / model restrictions.

I guess for now I'm only renting 718s...maybe for the best

Is that $45 over and above the additional rental car rider?
Railton

The coverage on my BMW includes rental car coverage for a car up to $50,000 in value. Bumping that to $100,000 (the max) will increase the annual cost by $45.  So I think the answer is yes. All of my BMW coverage (i.e. deductible, liability) would extend to the rental.

[rrocket]

I guess for now I'm only renting 718s...maybe for the best

Sadly, there's nothing best about a 4 banger Porsche.

[Hannibalsmith]

I guess for now I'm only renting 718s...maybe for the best

Sadly, there's nothing best about a 4 banger Porsche.

We'll see. I want to drive one or two and decide for myself. I quite like the looks and packaging of the 718

[rrocket]

I guess for now I'm only renting 718s...maybe for the best

Sadly, there's nothing best about a 4 banger Porsche.

We'll see. I want to drive one or two and decide for myself. I quite like the looks and packaging of the 718

Oh to be sure, it's a great, great driver. No question about it.

But something is missing without that flat 6 wail IMO.